Washington Payday Loans

Need some cash to tie you over until your next paycheck but unwilling to take a credit card cash advance? Perhaps you've simply become overwhelmed with bills recently and just need some extra cash for an emergency. Maybe you're tired of those exorbitant interest rates charged on bank loans, credit lines and credit cards. Or, you may simply be fed up with the hassle and stress of going through numerous credit checks and the time required for approvals. If this sounds familiar, don't despair. There is a way to get a quick and easy loan that's easy to pay off and just as easy to understand. When you need cash in a hurry, and want to do away with the constant run around of dealing with conventional lending approaches, then perhaps a Washington payday loan is what you need. WA payday loans are fast, easy, secure and they allow individuals to get a short term cash advance in between pay periods. Terms are easy to understand and payment options are hassle free. Washington pay day loans have become so commonplace that according to the Washington State Department of Financial Institutions, over 19% of Washington State consumers use payday loans to cover them until their next pay and 11.5% of residents use a Washington payday loan at least twice a year. So, given the ease-of-use of these short term loans, how does one go about securing payday loans Washington? More importantly, what makes this particular type of cash advance so simple to use?

Own vs. Rent

Percentage of users that own their home vs. those who rent.

Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

How Easy is it to Get Washington pay day loans?

A payday advance is quick. In most cases, applicants are immediately approved and provided with their loan within minutes. All that's required is that the individual requesting the Washington payday loan have a current savings account that allows for direct deposit, a working telephone number, a home address, an email address and proof of employment. However, even for those without a checking or savings account, there are still methods that allow for an advancement of these pay day loans. While some pay day loan sites require individuals have a certain level of monthly income, most companies that offer their clients a payday advance do so with the sole intention of making it an easy process. The approval process is simple and applicants filling out their request online get an immediate approval. After all, the conditions for securing one of these short-term loans, is fairly straightforward. Perhaps this is why a some of WA payday loans have over a 90% approval rating.

WA payday loans are maxed out to $700.00 per loan. A number of pay day loan providers may limit the initial loans to a lower amount in order to ensure that the borrower can pay the loan off. Individuals interested in these loans will find the process very user-friendly. There are a number of immediate benefits to these short term cash advances. Aside from their lower interest rates, and immediate approvals, these pay day cash advances are just like any other loan. As such, they can play a vital role in improving one's credit rating.

• Vancouver
• Bellevue
• Seattle
• Tacoma
• Everett
• Spokane