Winston-Salem Payday Loans

The largest city in Forsyth County, NC and one of the most livable communities in the region, Winston Salem is steeped in history and culture. Often referred to as the "Twin City", the town was originally named by Count Zinzendorf of the Moravian church. The nearby community of Winston was named for the Revolutionary War hero Joseph Winston, and eventually the two villages merged to form what is today a city thriving in its economic industry, as indicated by the presence of Wachovia Bank and Trust, R J Reynolds Tobacco Company and a number of successful textile firms. The favorable climate is another reason people choose to live in the northwest sector of the Carolina piedmont. Semi-humid summers and moderately cool winter temperatures make Winston Salem comfortable year-round, and the long growing season makes for exceptional harvests in the region. But even in the progressive communities such as Winston Salem there is always the threat of hard times for those struggling to make a living. Today's tough economic outlook has forced many to spend wisely, and the rising unemployment rate nationwide has been felt in the Twin City, mostly in the form of unpaid bills, the inability to cover expenses like medical procedures and of course the inevitable car breakdowns.

One of the ways in which many are overcoming their temporary cash shortfalls is to take out a convenient cash advance. Payday loans in Winston Salem are easy to request in person or online, the repayment plans are often flexible and there are no hidden charges when utilizing this method of securing much needed cash in a financial emergency. Winston Salem payday loans are attractive because the credit score of the individual is not affected, nor is it considered when a request is made. The idea is a simple one: the borrower's income from work or other source is used as security for the loan, and the repayment is a one-time procedure that involves a single finance charge, known ahead of time by the borrower. This fee is considered as interest and the charge does not increase over time. Most cash advance loans of this type are for a short period ranging from 7-31 days, and it is assumed by the lender that the loan can be repaid in full after one of the next two dates on which the applicant is paid by his or her employer. Instead of going to the bank, waiting in line forever to speak with a loan officer and probably being denied a loan, or at least being told that there will be a long wait for approval, consider the advantages of obtaining a Winston Salem payday loan.

The request takes only minutes, a solvency review is not required, and the borrower needs only to provide proof of income, residency and the holding of a bank account. The funds can be transferred directly to the checking account of the borrower and the withdrawal is likewise automatic. Nothing could be simpler. These loans can be arranged online, meaning the borrower never has to leave his or her home in order to receive the funds they need. And there is no obligation to accept any offer of credit, meaning an individual can look over the repayment options, the attached interest rate and make a decision after being approved. If you live in the Winston Salem area and are being forced to make some tough choices when it comes to spending, consider a cash advance solution. For a one-time fee you can take care of that financial emergency and get back to doing what you want, without the worries that accompany a cash shortfall. You are a proud resident of this community and should be able to receive the help you need when the going gets just a bit tough. Fill out the handy request form and find out how easy it is to obtain this kind of short-term financing.

Customer Statistics

Own vs. Rent

Percentage of users that own their home vs. those who rent.

Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

* Statistics derived from private sources and the Census Bureau.

Winston Salem Cash Advance Store Locations

Finding a cash advance in Winston-Salem has never been easier. For your convenience, we have included a list of reputable payday lenders nearby. We are confident you will find the short-term loan you need. If you desire a quicker alternative, we recommend requesting an online payday loan. Simply begin the form located on this page to get started. Life can be difficult, but getting a payday loan is easy!

Credit Unions

If you are tired of dealing with a large bank, it may be time for you to consider switching to a credit union. In addition to having more control over your financial portfolio, you will be met with a high level of customer service. As a Winston-Salem credit union member, you own stake in the organization. Don't wait any longer to experience the ease and flexibility of a credit union!

Economic Assistance

Many people have found themselves in need of economic assistance over the last few years. Don't let market fears and depressing headlines keep you from achieving your dreams. The following job placement companies can help you get back to work. Simply call or visit your nearest location to get back on the road to recovery.