Payday Loans in South Bend

Located in the northern part of Indiana, South Bend is a city full of history and culture. Settled in the early years of the 18th century by trappers and fur traders, South Bend has seen a number of different industries come and go including automobile manufacturing, railroad shipping and electrical parts. The famous University of Notre Dame remains as the largest employer in the region and serves as the primary source of economic strength. Tourism, health care and retail businesses make up much of the region's economy in the current decade. Residents of South Bend enjoy a mild, semi-humid climate with crisp, short winters. The city has a definite family atmosphere and the locals are among the friendliest in the country. Visitors to this community will find no shortage of attractions. The Studebaker National Museum draws thousands of visitors each year is a wonderful place to explore the history of fine automobile manufacturing. The intercollegiate athletics at the University of Notre Dame are superb, with both the football stadium and basketball arena selling out on a regular basis. The Center for History is home to the stunning Copshaholm Mansion, a 38-room structure built in 1895.

Aside from the University of Notre Dame, major companies providing an economic boost to the region include AM General, Memorial Health System and South Bend Community School Corporation. Many of the older manufacturing plants now lie unoccupied, but an effort is underway to attract high-tech firms to the area. South Bend has struggled economically through the past decade, with many individuals being laid off from work. For some, taking care of simple expenses like groceries and gas is a true challenge. If an unexpected bill needs taking care of immediately, payday loans in South Bend are an affordable option. These short-term loans can be a godsend for those who cannot wait until they are paid at work. Cash advance companies can approve a small loan and deposit it directly into the customer's bank account. Before applying for a short-term cash loan, remember that this type of financing is meant to be used in an emergency. The interest rates are higher than what a bank charges. But the finance charge is a one-time fee and there is no compounding of interest. The loan is secured by income from work, government benefits, retirement pay or other source. The loan period is rather short, ranging from about 7 days to one month depending on the frequency with which the applicant receives a paycheck.

South Bend payday loans are easy to apply for. Individuals can go online and fill out a very basic form that includes information on income source, bank account and personal identification. Anyone over the age of 18 can apply for a cash advance. The amount lent will depend on the income level of the applicant. A credit inspection is not required because this form of lending is exempt from certain usury laws. The credit bureaus will not be informed of the loan agreement and the borrower's credit score remains unaffected. Approval for a payday loan in South Bend can take as little as one hour for qualified applicants. The funds can be electronically deposited into the borrower's checking account in less than one business day if approved. Repayment of the loan is made in the same manner. This repayment will include the finance charge listed on the loan agreement. If you are experiencing a higher than expected utility bill, need to pay a deductible on a car repair or have a medical expense not covered by insurance, consider a cash advance loan. South Bend is your home and you are a contributing member of the local society. Don't let an unforeseen expense slow you down. Help is available in the form of a quick cash loan.

Customer Statistics

Own vs. Rent

Percentage of users that own their home vs. those who rent.

Checking vs. Savings

Percentage of users that deposited their loan into a checking account vs. savings.

Employment vs. Benefits

Percentage of users with employment income vs. those on benefits.

* Statistics derived from private sources and the Census Bureau.

South Bend Cash Advance Store Locations

For those who need access to quick loans, cash advances in South Bend are hard to beat! Contact any of the locations listed below to get the money you need in a hurry. For faster service, consider applying for an online cash advance right on this page! Either way, you can find the loan that best fits your unique situation!

Credit Unions

Credit unions in South Bend are becoming popular alternatives to large, impersonal banks. At a South Bend credit union, you have more control over your financial portfolio and access to friendly customer service. You are considered a part owner, so your opinion does matter! Consider visiting any of the credit unions listed below for more information.

Economic Assistance

The economic landscape can change dramatically over a short period of time. Don't end up struggling to find a way to manage your finances when help is available. There are plenty of career counseling services and job placement companies that can help you get back on your feet if you find yourself unemployed and in need of assistance. Simply contact a location below for more information.